MAINGEAR offers flexible monthly financing options through Bread! You can pay for your order over 3, 6, 8, or up to 24 month terms with competitive interest rates. To get pre-qualified to see how much you can spend, visit our financing page and click the "GET MY RATE" button to begin the application. You'll need to be a US resident age 18 or older to qualify.

You can also apply for financing during checkout. Simply add the system you are interested in to the shopping cart and begin the checkout process. At the last stage of checkout select “apply for financing” as the payment method to complete an application with Bread and get an instant decision.

Can I split payment between a credit card and financing?

If you'd like to put a portion of the cost down on a credit card you can split your payment between Bread financing and credit card after you finish your application.

If you have more in-depth questions about financing, please check Bread’s FAQ or reach Bread directly at or (844) 992-7323 ext. 1

If you are a business client looking for business financing or leasing terms, please give our sales team a call (1-888-MAINGEAR) or an email ( and they can work with you on a custom leasing or financing plan with our business financing partner to minimize your out of pocket costs and maximize your tax benefits.  

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